Paper Infomation
Current Situation and Optimization of Family Finance of Working Families in Hebei Province Under the background of Internet Finance
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Author: Chaohui Yang, Yong Liu
Abstract: At present, a large part of the family in china has entered the threshold of a well-off family, which are mainly the working class. With the continuous rise of people's per capital income, family wealth has also been accumulated, and more and more working families have been aware of money management, but because of the high risk of some financial products and the lack of operating experience, many families Be discouraged and simply choose to put your money in the bank. This is mainly due to the awareness of financial management of people in China is formed relatively late, and the financial management market has just started. People may encounter many problems financial management activities. This article taking Hebei Province as an example，starts from the current situation of family finance management and related problems that may arise, analyzes the problems that Chinese residents are prone to appear in the process of family finance management at this stage. Finally, reasonable financial planning schemes are proposed for working-class families to help them achieve their financial goals.
Keywords: Family Finance, Investment, Financial Planning, Capital Planning, Working-Class Family
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